We may all be one stomach bug away from an unexpected hospital visit. Accidents and illnesses can occur without warning, wreaking havoc on finances and negatively impacting everyday life, even with health insurance.
While many people have major medical insurance, rarely do they prepare for the additional financial impact of out-of-pocket costs even a short stay in the hospital can incur. The average length of a hospital stay is 4.6 days and costs $11,000, according to the Agency for Healthcare Research and Quality.
No one should have to stress about the impact hospital visits and related expenses could have on everyday life. But with deductible and co-pay amounts on the rise, it’s important to note that not all health insurance plans are created equal and not all hospital visits are necessarily related to an accident or critical illness. For example, appendicitis, fever or even a child’s repeated earache can lead to a hospital stay.
Keep an eye out for plans that include customizable benefits, such as telemedicine, diagnostic exams, acute care and chiropractic care, that provide the coverage you and your family may need. The right combination of hospital benefits can enhance your existing coverage and help add protection from life’s mishaps. More importantly, make a list of what your insurance benefits are in case you or your family do need to suddenly seek medical care. Remember to be prepared for the unexpected.
One of the best things you can do is be proactive in protecting your health. With the average American facing soaring annual medical costs related to chronic lifestyle diseases, it’s even more critical to turn to complimentary medicine to keep you as healthy as possible. Here at Aspen Wellness Center, we offer many cost-saving services such as chiropractic, acupuncture for pain management, medical massage and wellness counseling. Your Fort Collins Chiropractor can discuss options that will help increase your health, reduce your annual costs and manage stress. Call us today at (970) 377-1775 to schedule your next wellness visit!